In today’s workforce, one thing is clear: group benefits are no longer a “nice-to-have.” They’re a non-negotiable. But not all benefits are created equal. As employees demand more flexibility, transparency, and value from their coverage, the limitations of traditional premium-based plans are becoming painfully obvious. That’s why
Stretch every dollar. Support your health. Skip the red tape. In an era of rising costs and shrinking benefit plans, a Health Spending Account (HSA) is one of the most flexible, tax-savvy tools Canadians have at their disposal. But what if your HSA isn’t huge? Here’s the good
As a small business owner, you’re constantly balancing the needs of your team with the realities of your bottom line. Every dollar counts—and every investment must earn its place. So when it comes to offering a group benefits plan, the question isn’t just “Can we afford this?
How an HSA can help Canadian employees achieve their retirement goals When it comes to planning for retirement, Canadians often rely on a mix of savings, investments, and government benefits. As an employer, you may want to help with their savings and set them up for the future. A Group
When it comes to health benefits, Canadian employers have options. The issue is, most employers haven’t been exposed to self-funded solutions like a Health Spending Account (HSA). So how do they compare to traditional premium-based plans we commonly see in real life? Let’s follow the journey of two
In today’s competitive job market, companies need to step up their game and move away from the basics. Compensation will always be king, this won’t change for the foreseeable future. That being said, an outstanding, well-rounded benefits plan can tip the scales when it comes to swaying candidates
For all the business owners and Plan Sponsors out there – did you know your employees/Plan Members are being encouraged to spend your money? We saw this typical year-end message from a dentist: “Insurance is like a gift card. If you don’t use it, the remaining balance expires at
Don’t be an order taker – be an advisor In the competitive world of group benefits, differentiating yourself is a key to success. There’s no shortage of eager advisors looking to drum up business, so how exactly do you set yourself apart? As a Group Benefits provider of 10+
Eagle-eyed readers may have noticed that this year’s Benefits Canada Healthcare Survey title “A Perfect Storm” looks oddly familiar. That’s right, it’s the same title we used last year when describing the many challenges facing Plan Sponsors! Blendable’s ahead of the game once again. Our Adam
You’ve heard us say, “A benefits plan is more than just health and dental.” But what do we mean by that? Consider why you’re offering a group benefits plan. Is it only to keep your team’s teeth sparkling, bodies limber, and backs cracked? If so, then stop
You can’t make this stuff up… We talk a lot about the perceived value of benefits, but this one takes the cake. We recently heard from an advisor about a group he was working with. They couldn’t be convinced to get a standalone HSA or go the ASO
When it comes to group benefits, we obviously search for the most well-rounded, flexible plan that will give us exactly what we need. Often, this turns into a plan that is quite inflated with “perks” to create perceived value. One of these so-called perks is a benefits card. This invention